After The Event Legal Expenses Insurance ('ATE')

This is an insurance policy that you purchase after the claim arises. It can be obtained to bring or defend a case. You pay a premium for a set amount of legal fees, which can be topped up if more cover is required.

The premium may be relatively high, typically 15% of the sum insured. The insurance company must agree to grant cover for your particular case and we handle the application for you. You still pay our fees and disbursements as you go along, which are claimed from the Defendant if you win.

So, if you win, you pay nothing extra, but if you lose, the insurance pays our fees and those of your opponent, up to the amount insured.

Team members

Kay Mc Cluskey
News

Metcalfes’ Personal Injury Team Recognised in Chambers & Partners UK 2019 Edition

November 05, 2018

Metcalfe’s personal injury team have once again been ranked in the independent legal research directory, Chambers and Partners UK....

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